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Thanks for your interest in Paydayloan.co.uk!

Paydayloan.co.uk has been around since 1998, making it the longest running UK payday loans company! We have successfully helped literally hundreds of thousands of customers over the years. We’d like to think that we’ve been around this long because of our four biggest priorities; our Commitment to Responsible Lending, quality customer service, instant payday loans and low fees.

1. Commitment to responsible lending

In order to be a lender in the UK all loan company’s need a consumer credit licence, if a lender acts irresponsibly then the licence can be taken away. The Office of Fair Trading (OFT) is primarily responsible for enforcing this. Over the years we have seen many company’s enter this market and trade in well how shall we put this, rather unprofessional ways! Over the years, the OFT has suspended the licences of a number of payday loan companies for their unethical ways of operating – and frankly, we should all be thankful for this. Paydayloan.co.uk prides itself as one of the industry leaders when it comes to working with the OFT to develop and put in place responsible lending practises. We call this our commitment to responsible lending, to see our full policy please follow this link Commitment to Responsible Lending.

2. Quality Customer Service

You must have heard the saying “The customer is King (or Queen)”. We liked that saying so much that we literally built it into our site!! The more observant of you will probably have noticed the crown in our logo which we strategically put into our branding to always remind you (and us) that we always want to do our best to treat you as the most important person in the world.

Nowadays with so many different lenders of payday loans, it’s easy to just put ‘payday loans’ into your favorite search engine and get bombarded with millions of results. The difficult part can be deciding which payday lender to go with and how to compare them all since it seems as though they are all offering the exact same thing. Paydayloan.co.uk prides itself on not only being one of the oldest UK payday loans companies, but also on our outstanding customer service and support. Minutes after you complete your easy online application form, we submit your details to over 120 different lenders of payday loans, allowing you to choose the loan that best fits you!

3. Instant Payday Loans

One of the other ways in which Paydayloan.co.uk sets itself apart from the rest of the payday loans websites is through our understanding of the speed in which people require their loan. It seems to reason that all payday loans lenders would be fast, but that isn’t always the case. Instant payday loans provided by our verified lenders can be in your account and available for withdrawal within just hours or even minutes!

4. Low Fees

Due to the short term nature of payday loans in the UK, many online payday loans services feel that they can charge exorbitant rates or fees. At Paydayloan.co.uk, we have a database of over 120 payday lenders to make sure that we are able to match you with a payday lender who can provide you with your desired loan amount, at a fee that is comfortable for you.

If all of the above weren’t enough to convince you that Paydayloan.co.uk really is the way to go when you’re in a tight spot financially, you should also know that we make sure that the lenders we work with have high approval rates and secure reliable online transactions. We make sure that you get your advance payday loan when and how you need it so you don’t need to stress or worry.

*Illustrative loan amount: Borrow £100 for 30 days, total payable is £125 day interest fee in this illustrative example is £25, Illustrative APR of 1940.5%. Actual APR may vary if matched with another lender. **Guarantee is limited to two extensions and may not be offered by third party lenders. ***Some bank to bank transfers may take up to 24 hours. Same day service may not be offered by third party lenders. Paydayloan.co.uk committed to responsible lending.