We are always adding and removing payday lenders from our reviewed UK Direct Payday Loan Lenders List. The UK payday loans sector is made up of around 120 online lenders. Having said that only a small number of those lenders account for the vast majority of the loans issued in the UK. The list below consists of the direct lenders that we have reviewed and found to be the most likely to approve a loan.
Please read our section on fees and costs if you do not already fully understand them. We have also done a guide as to how the new FCA rules will impact you as a customer. As with any form of borrowing if you fail to pay your loan back it may impact your credit score and extra fees and interest charges may apply. Failure to repay your loan may also result in collection action from the lender. If you already have a payday loan then taking out another might not be the best solution. If you find yourself in this situation then you might want to check out our guides to dealing with debt.
As a responsible person we are sure you fully understand that payday loans are expensive and should ONLY be used as a form of short term borrowing. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.