The Payday Loan Company

I'd like to borrow

To pay it back in
0 days

Loan £50

Fees £0

You Pay £0

*Illustrative APR 1940.5% Why so High?

I need some CASH!
To get me through to PAYDAY!
Apply Now
Click Here

*Illustrative loan amount: Borrow £100 for 30 days, total payable is £125 day interest fee in this illustrative example is £25, Illustrative APR of 1940.5%. Actual APR may vary if matched with another lender. **Guarantee is limited to two extensions and may not be offered by third party lenders. ***Some bank to bank transfers may take up to 24 hours. Same day service may not be offered by third party lenders. The Payday Loan Company is committed to responsible lending.
Warning: Late repayment can cause you serious money problems. For help, go to


Why us?


Payday Loans from

Welcome to and thanks for stopping in. As a payday loan company that has been around since 1998, we have over the years helped literally hundreds of thousands of people find payday loans and we are glad you are giving us a chance to potentially help you too. As one of the oldest payday loan companies in the UK, we pride ourselves on leading the way with high standards and our commitment to responsible lending.

We would like to give you a short introduction (just in case you didn’t already know) into what a payday loan is and how they can be used. Many people hear the words payday loans, same day loans, wage day advance, cash loans and payday advance or cash advance being thrown about nowadays and it’s easy to just nod your head when somebody asks you if you know what they are – but do you really know?

So what is a payday loan?

A payday loan is just one of the many kinds of short term loans that are meant to help you cover unexpected expenses in a pinch. The best way to explain them is they are the taxi of the finance world. You probably don’t use taxis a lot but we all know that they can be a very convenient way to get from A to B when you’re in a rush or just don’t have the option of using a private car or public transportation. Obviously, you pay a higher price for this ease of use, speed and convenience. Payday loans are very much like a financial taxi, they give you quick and convenient financial flexibility. However, in the same way that using taxis to get everywhere day in and day out, is probably an irresponsible use of money, the same goes for payday loans. Whether you’re talking about same day loans, instant payday loans or cash loans, the same principles exist; they are short term loans that are a temporary fix to a temporary problem and should probably not be used on a regular basis. As one of the top payday lenders in the country, we always encourage our customers to borrow responsibly.

If you think about it, getting paid once a month and having to stretch your wages over 30 days can be exhausting. Let’s face the facts, most people these days don’t have the liberty or luxury of being able to spend frivolously or put money aside for a rainy day – they have to plan and budget their finances exactly just to make it through the month. Keeping that in mind, what happens when you have car trouble and you need to bring it to a mechanic? What happens when your pet gets sick and needs to go to your overpriced vets? What happens when something suddenly comes up and you need emergency cash? That’s exactly the time when seeking out payday loan lenders is ideal and applying for a wage day advance can come in handy.

How can a payday lender help me?

When there is an emergency and you need quick cash, you can turn to to help you out. We are one of the UK’s oldest and most trusted payday loan companies and we’ve been helping people who are in a tight spot financially and need assistance since 1998! When you deal with us, you can rest assured that you will have a smooth and professional experience with no hassles – just apply online and within a few hours, sometimes minutes (banks permitting), the quick cash you need, will be in your account and available for withdrawal. Easy and instant payday loans are the way to go because nobody likes having to beg friends, family, co-workers or employers to borrow money.

One of the many advantages of cash loans is that you don’t have to worry about paying the loan back until your next payday (which is why they’re called payday loans). Once you’ve applied for your payday loan online, an agent will most likely call you to confirm your details and within a few hours (banks permitting) the money will be transferred directly to your account and you’ll have access to your funds immediately.

Isn’t it easier to ask for personal loans from my bank or go into overdraft?

By all means, if you qualify for personal loans from your bank and have no problem waiting ages in queues and sincerely enjoy filling out stacks of forms, then yes, apply. As far as going into overdraft is concerned, while that is definitely an option, it would be the more expensive option in the long run. The other problem with using your bank is that most people these days can’t get a loan from their bank because there are too many requirements and it takes too long. With the majority of banks, you can only ask for a loan in advance and not at your time of need because it takes time for them to process your request. When you use a payday loan online, that is far from the case because you can have the funds that you need in hours or mere minutes! Also, what happens if you had a rough couple of months and your credit score has gone down? What are you supposed to do if you have no credit at all? If you are one of many that are suffering from bad credit, you’re not left with many options, apart from grovelling to friends and family for a cash advance or applying for instant payday loans.

Why apply through our payday loan company?

The good news, as I mentioned earlier is that will not discriminate or keep you from getting approved because you have bad credit history, in fact, so long as you have an active current account, are over the age 18, and have a stable income; chances are that you can get a payday advance without a problem. We will actively look up at over 120 different payday loans companies to try to find you the best deal. Choosing from the plethora of payday loan lenders can be difficult and we make it as easy as possible for our customers.

However, like most things in life, too much of something is never good and a payday loan is no different. Payday loans should only be considered as a short term solution to an immediate need. A payday loan is not the answer to your problems should you find yourself struggling with serious debt issues. If you are facing debt problems, it would be best to speak with your creditors and your banker to look at the possibility of some kind of payment plan. For more information on debt advice please visit our advice page.


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